How innovation is transforming the customer experience
Sofiyska Voda and IRIS Pay
Products / IRIS Pay by Link
IRIS Pay by Link - the flexible way to accept payments
Send payment links via e-mail, Viber, SMS, WhatsApp, or directly in the invoice. No cards, no terminals, no limits. The customer pays in just a few clicks – easy, fast and secure.
They already trusted us
- How does it work?
Pay by Link in steps
IRIS Pay by Link creates an individual link for every payment. You can generate it from our web portal. Send it to the customer via e-mail, Viber, SMS, WhatsApp, or include it in an invoice or debit note.
You log into the IRIS Pay web portal and generate a payment link with a specific amount and description. You send it to the customer via e-mail, Viber, SMS, WhatsApp, or include it in an invoice or debit note.
A list of banks opens. The customer selects the one where they have an account and from which they want to make the payment.
The system automatically redirects them to their mobile or online banking. They don’t enter cards, numbers, or CVV - everything happens within the bank’s secure environment.
The customer confirms the transfer with biometrics or a PIN in their banking app.
- The new standard in digital payments
Pay-by-bank payments are rapidly rising in popularity across Europe
- Who is it suitable for?
One method. Many industries.
For small and large businesses - IRIS Pay fits everywhere.
Insurance brokers
IRIS Pay for insurance brokers
Dental services
IRIS Pay for dental clinics
Freelancers and small businesses
IRIS Pay for Freelancers and small businesses
Courier and logistics companies
IRIS Pay for courier and logistics companies
Educational services
IRIS Pay for educational services
Utility services
IRIS Pay for utilities
Property managers
IRIS Pay for property managers
Public sector
IRIS Pay for the public sector
Valuation and consulting firms
IRIS Pay for valuation and consulting firms
Security and alarm monitoring companies
IRIS Pay for security and alarm monitoring companies
Tourism
IRIS Pay for the tourism sector
Medical centers
IRIS Pay for medical centers
Auto services and automotive sector
IRIS Pay for Auto Repair Shops and Vehicle Inspection Centers
SaaS and Software Companies
IRIS Pay for SaaS and Software Companies
Beauty Salons
IRIS Pay for beauty salons
Event Management
IRIS Pay for event management
Non-Profit Organizations
IRIS Pay for non-profit organizations
Manufacturers and Distributors
IRIS Pay for manufacturers and distributors
Lending Companies
IRIS Pay for lending companies
Transportation Services
IRIS Pay for transportation services
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- Features
Faster revenue for your business
IRIS Pay by Link gives your business a flexible solution - more ways to accept payments and a faster cash flow, without unnecessary systems or fees.
The customer doesn’t manually enter the amount, payment reason, or IBAN - everything is filled in automatically. Fewer errors mean fewer missed or delayed payments.
No physical contact, terminal, or meeting is needed - the payment happens instantly and remotely.
Via chat, e-mail, Viber, WhatsApp, SMS - you meet the customer in their channel instead of making them come to yours.
The customer can pay immediately or later - even outside business hours. Your business accepts payments 24/7 with no effort.
When a customer needs to pay for something “on the spot,” the link is the fastest solution.
Grow your business with IRIS Pay by Link
Whether you’re a small business or a large organization with diverse customers, IRIS Pay by Link offers an easy and flexible infrastructure for remote payments.
- Faster payment collection
- No cards
- No POS
Full control from the trading portal
All merchants get access to an intuitive web portal where they can manage their entire activity - accounts, locations, and transactions. Track payments in real time, issue refunds, and export reports - all in one place.
- Detailed view of every payment
- Generating payment links and QR codes
- Real-time transaction statuses
- User and role management
- Notifications for incoming payments
- Refund in a few clicks
Pay less. Earn more.
With IRIS Pay, there are no fixed fees, hidden terms, or monthly subscriptions. We charge only when a payment is successful - simple, transparent, and fair.
*You receive your payment within seconds - with no monthly fees and no surprises.
**The fee for each transaction is a fixed percentage, regardless of the bank or the amount. No additional or variable charges.
***The fee is payable in the month following the month in which the transaction was carried out.
0 BGN/ 0 €
Monthly fees
0,49%
Transaction fee
- Case Study
See the results
- FAQ
What is IRIS Pay by Link?
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IRIS Pay by Link allows the merchant to generate a payment link from the web portal and send it via e-mail, SMS, Viber or invoice. The customer pays in seconds from any device.
Does the customer need to install an app?
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No. The customer pays through their existing mobile banking app - no additional installation needed.
Is a new bank account required for payments via IRIS Pay?
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No. You can use your existing bank account to receive the payments.
- More IRIS Pay solutions
