How innovation is transforming the customer experience
Sofiyska Voda and IRIS Pay
Products / IRIS Pay by QR
IRIS Pay by QR - the practical solution for in-person payments
Create a QR code in seconds and accept payments anywhere - in your store, in the office, in the field, or upon delivery. No POS terminal, no receipt, and no installations required from the customer.
They already trusted us
- How does it work?
IRIS Pay by QR in steps
IRIS Pay by QR creates an individual link for every payment. You can generate it from our web portal or through the IRIS Pay for Merchants app. The customer scans the QR code, selects their bank, confirms the payment, and within seconds the funds are in your account.
You log into the IRIS Pay web portal or the IRIS Pay for Merchants app and generate a payment QR code with a specific amount and description. You send it to the customer via e-mail, Viber, SMS, WhatsApp, or include it in an invoice or debit note.
A list of banks opens. The customer selects the one where they have an account and from which they want to make the payment.
The system automatically redirects them to their mobile or online banking. They don’t enter cards, numbers, or CVV - everything happens within the bank’s secure environment.
The customer confirms the transfer with biometrics or a PIN in their banking app.
- The new standard in digital payments
Pay-by-bank payments are rapidly rising in popularity across Europe
- Who is it suitable for?
One method. Many industries.
For small and large businesses - IRIS Pay fits everywhere.
Insurance brokers
IRIS Pay for insurance brokers
Dental services
IRIS Pay for dental clinics
Physical locations
IRIS Pay for physical locations
Freelancers and small businesses
IRIS Pay for Freelancers and small businesses
Courier and logistics companies
IRIS Pay for courier and logistics companies
Educational services
IRIS Pay for educational services
Gaming
IRIS Pay for gaming
Utility services
IRIS Pay for utilities
Property managers
IRIS Pay for property managers
Public sector
IRIS Pay for the public sector
Valuation and consulting firms
IRIS Pay for valuation and consulting firms
Security and alarm monitoring companies
IRIS Pay for security and alarm monitoring companies
Tourism
IRIS Pay for the tourism sector
Medical centers
IRIS Pay for medical centers
Auto services and automotive sector
IRIS Pay for Auto Repair Shops and Vehicle Inspection Centers
SaaS and Software Companies
IRIS Pay for SaaS and Software Companies
Gyms, Sports Clubs and Studios
IRIS Pay for gyms, sports clubs and studios
Beauty Salons
IRIS Pay for beauty salons
Event Management
IRIS Pay for event management
Non-Profit Organizations
IRIS Pay for non-profit organizations
Manufacturers and Distributors
IRIS Pay for manufacturers and distributors
Lending Companies
IRIS Pay for lending companies
Transportation Services
IRIS Pay for transportation services
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- Features
Faster revenue for your business
IRIS Pay by QR enables instant in-person payments - no terminal, no card, and no waiting. The customer scans, confirms, and the funds are in your account within seconds.
IRIS Pay by QR enables instant in-person payments - no card, and no waiting. The customer scans, confirms, and the funds are in your account within seconds.
The payment goes directly through the customer’s bank account. All that’s needed is active mobile banking.
One QR code is all you need - you can accept payments anywhere: on-site, during delivery, in the office, or directly at the customer’s location. Ideal for mobile teams, technicians, couriers, events, and any business that operates on the move.
No risk of wrong amounts or incorrect payment details.
You set the amount - the customer only confirms.
Grow your business with IRIS Pay by QR
Whether you’re a small business or a large organization with diverse customers, IRIS Pay by QR offers an easy and flexible infrastructure for digital payments anywhere.
- Accept payments anywhere
- No POS
- No receipt
Full control from the trading portal
All merchants get access to an intuitive web portal where they can manage their entire activity - accounts, locations, and transactions. Track payments in real time, issue refunds, and export reports - all in one place.
- Detailed view of every payment
- Generating payment links and QR codes
- Real-time transaction statuses
- User and role management
- Notifications for incoming payments
- Refund in a few clicks
Pay less. Earn more.
With IRIS Pay, there are no fixed fees, hidden terms, or monthly subscriptions. We charge only when a payment is successful - simple, transparent, and fair.
*You receive your payment within seconds - with no monthly fees and no surprises.
**The fee for each transaction is a fixed percentage, regardless of the bank or the amount. No additional or variable charges.
***The fee is payable in the month following the month in which the transaction was carried out.
0 BGN/ 0 €
Monthly fees
0,49%
Transaction fee
- Case Study
See the results
Greater flexibility in payments in the insurance sector
Mussala Insurance Broker & IRIS Pay- FAQ
How does QR code payment work?
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The merchant generates a QR code through the mobile app or web portal. The customer scans it and pays instantly through their mobile banking - no POS terminal needed.
Does the customer need to install an app?
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No. The customer pays through their existing mobile banking app - no additional installation needed.
What is the IRIS Pay for Merchants app used for?
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It enables merchants to generate QR codes for in-person payments.
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