01 june 2026
Pay Directly from Your Bank Account and You Could Win Gold
About us
We create the future of payments
Free from unnecessary fees. Free to grow.
They already trusted us
- Who we are
We build the new financial infrastructure of the region
IRIS Solutions is the first licensed open banking service provider (TPP) in Bulgaria, passported for the entire EU.
We have been operating since 2019 and today we are a market leader in Southeastern Europe, building solutions powered by open banking. We are a trusted partner to businesses in Bulgaria, Romania, Greece, Cyprus, Croatia, Italy, and other markets where we are creating a modern ecosystem for secure and accessible digital payments.
Leader in Open Banking
Every financial revolution begins with a challenge. Ours was clear: to make payments fairer, easier, and more accessible for every business. IRIS Solutions opens the doors of the financial system connecting people, companies, and banks in a unified, open, and transparent ecosystem where the control and benefits of payments remain with businesses and their customers.
- Our story
Our path to leadership in digital payments
2019
2020
2021
2022
2023
2024
2025
- Why choose IRIS Pay?
Digital payments are entering a new era
Leading the change in direct bank payments
We started with one goal - to make payments easier, faster, and fairer. Today, we connect people and businesses across Southeastern and Central Europe with technologies that work in favor of the real economy.
- Account to account
Our solution
- No cards
- No intermediaries
- No delays
IRIS Pay is the modern way to accept direct A2A (account-to-account) payments. With it, businesses receive:
compared to card payments
directly to the account
no hardware, no complex registrations
Congratulations, your payment was successful.
- Coverage
Wide coverage
Connected banks and payment institutions in Bulgaria, Romania, Greece, Croatia, Cyprus, and Italy
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Bulgaria
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Romania
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Greece
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Croatia
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Cyprus
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Italy
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International
One network. Endless possibilities.
- About us
The people behind the change
IRIS Solutions is more than a fintech company - we are a team of visionaries, IT specialists, strategists, and financial experts who share a single mission: to make Europe freer and more efficient in financial services.
We believe in:
- Teamwork and shared goals
- The courage to challenge the status quo
- Responsibility toward our clients and society
- Continuous learning and adaptation
Our Team
- Galya Dimitrova, CEO
- Mihael Mihaylov, COO
"Open banking is not just a technical innovation - it is the democratization of access to finance, a release from monopolies, a tool for economic sovereignty. The services we provide are our contribution to this effort. And I believe it is time for Southeastern Europe to begin this transformation."
Galya Dimitrova
CEO
“For me, success is in the details - seamless integration, reliable infrastructure, and the experience the customer receives. At IRIS Solutions, we turn technology into practical value so that payments work for the business, not the other way around.”
Mihael Mihaylov
COO
- Blog
IRIS Pay is the choice of hundreds of businesses
With their help, hundreds of thousands of customers pay faster, easier, and more securely.